This is the most unbelievably unfair and worst Credit Card I have EVER owned. After getting frustrated with their constant reminders about payments due (I have never missed a payment (ever)) so I don't have any idea why they were always so pesky), I paid off the card after several months of carrying a balance, I called and got the pay-off, and paid EXACTLY what was owed, they then waited two months and called me at 8:00 on a Sunday morning, left a message . I called and they claimed I had a unpaid balance because of interest charges which... read full review »