I THOUGHT I WAS BUYING A ONE TIME MONEY CARD TO PAY AN INSURANCE BILL WITH.GEICO SUGGESTED I DO THIS SO WE COULD MAKE THE TRANSACTION OVER THE PHONE.IN ORDER TO ACTIVATE THE CARD, IT APPEARED THAT I WOULD HAVE TO SIGN UP FOR A "PERSONAL CARD" BEFORE THEY WOULD ACTIVATE. I TOOK THE CARD BACK TO WALMART . THEY STATED THAT THEY COULD NOT REFUND MY MONEY. THE ONLY WAY I COULD GET MY MONEY WAS TO ACTIVATE AND PAY THE CAR INSURANCE BILL. NOW I AM STUCK WITH THIS "PERSONAL CARD" WITH A 3.00 DOLLAR MAINTENANCE FEE TO BE PAID MONTHLY. I... read full review »