I made 3 international calls to the toll cutomer service 24x7 in the last 30 minutes and all i hear is the stupid Kotak music and that someone will attend to you. This after, yesterday i had someone from the call centre assure me that my card will work in USA and nothing is wrong. Is there anyone in Kotak Mamangement who is listening ????? VERY VERY FRUSTRATED CONSUMER... Uday read full review »