I have been paying Palisades $100.00 a month for 5 years on a $7200 debt from Providian/Washington Mutual. I have the debt paid down to $3580.00 but the bill I received this month was for $4350.00, which Palisades said was "$772.00 in interest" when I called them (they were rude!) Can a debt collector all of a sudden add interest after paying them for 5 years without any interest? They wanted to settle for $3960.00 which is still more than what the debt has been paid down. Is what they are doing legal? I'm about through with them! read full review »