My mother had an annuity with Bankers Life. She died on March 20, 2008. Trying to collect has been an endurance test and night mare beyond description. I have made many calls, written numerous letters, sent faxes, and FINALLY on April 4, 2009, I collected the final payment. Fortunately, I didn't need the money in a hurry but I think about people who need to move or have big medical bills after the loss of a loved one. This would be very inconvenient for them to have to go through. There are people who would NOT KNOW... read full review »