Well, I bought 5 years ago..right before the crash.started with "own it"(through Mortgage dreams...keep dreaming!!... mortgage was bought by Litton.(I know not 1 person who willingly selected litton) we have the same complaint as EVERYONE else...Litton will not work with us..no matter how many times we tried, there was always some "I" that was missing a dot or a "t" that wasn't crossed..we repeatedly submitted ALL required info to no avail.someday I will explain to my boy (who is 4) why dad lost the house.I... read full review »