I had an account with Bank of America for 30 years and built up a credit line of $200, 000 with them. I called to ask about my intrest rate being lowered a half a percent or so. The operator said they would review my account and hung up. I get a letter telling me my credit line has been reduced to $200!! I can't even get a freaking tank of gas with the card. It's useless. 30 years of credit building and consistent increases based on perfect credit until I owned a 'black card' and some operator wipes it out. The... read full review »