I have a $75000 life insurance policy with this company. When I purchased it I was told I would pay monthly premiums for five years and then the policy would be paid up. Now I have received a letter claiming my policy is "underfunded, " requesting a payment of $1200, and requiring a monthly premium payment of nearly $200. This was a total surprise. It appears I am being forced to pay a great deal of money or lose my coverage. I cannot understand why I was not made aware of this as a possibility when I purchased the insurance. I am very... read full review »