Tons of hidden fees that are never mentioned - I suggest you go with a more up-front bank without hidden fees. I signed up with $100 for a free iPod. You have to leave the money in for 6 months, so I never checked my balance and assumed they were taking good care of my $100. A little over a year later and that $100 had shrunk to $52.50 with tons of monthly fees that nobody told me about. Somehow I got signed up for bill pay, which is $5/month if you don't pay 3 bills per month. I never would have signed up for this since I... read full review »