This is a complete scam and I can't see how they have not been shut down yet! I got a letter in the mail saying I was pre-approved for $2500 INTEREST free so I went through the application and within a week or two I got my card in the mail. The only reason I did it is because Im fresh out of nursing school and it was christmas time and I was short on cash to buy christmas gifts. Luckily I decided not to order anything, thanks to my brother who read through all of it and ASSURED me it was a scam. When I initially got the pre-approval... read full review »