Loan point usa loaned me $400 and it ended up costing me over $1000 in the end. They automatically withdraw the money from your checking account and none of it goes to paying back the loan, it is an extension fee. They dont give you enough time to pay back the money. They dont notify you that they are going to start withdrawing money. They dont send emails with any monthly statement activity. This company needs to be shut down. They take advantage of people when they need help.. I filed a complaint with the better business bureau. read full review »