I joined Direct Buy after a lot of pressuring and financied a membership through Beta Finance Company, Inc. Since I have always worked a job that paid only once monthly and that being the last working day of the month. I generally sit down and pay all bills by the first of the month so that everything is paid until the next check. My Beta Finance payment is due on the 19th of each month; therefore, I was paying prior to due date. They are so cheap the do not send payment booklets to customers, they mail them monthly. It is my thoughts this i... read full review »