i too am discussed with citifinancial auto who sold my vehicle loan to santander without notice. in august of 2010 citifinancial auto called me to let me know i was getting behind on my payments and if i made a payment over the phone they would work with me on skipping some payments for a few months. they told me to call back the following week to get an update on my modification. well, citifinancial took my money and run. now it was santander that i owed. i have been paying $399.72 to citifinancial auto for the past 6 years. my vehicle wa... read full review »