I purchased travel insurance from Travel Guard on November 7, 2010 (policy # 909249299). The coverage included trip cancellation due to injury. Late at night on the same day I got into an accident, resulting in hand injury, and checked into the Beth Israel Emergency Department the following day. Due to the accident, I had orthopedic surgery on November 12, which caused me to cancel my trip. Based on the above, I filed an insurance claim (1169439) with Travel Guard. After collecting all the paperwork and months of follow-ups, the claim... read full review »