I had my taxes done at HnR Block and they recommended the RAC as the fastest way to receive my money. I went on the IRS website this morning and discovered that HnR Block has received my tax return, but I will not receive their "rapid anticipation loan" (my late refund minus their huge fee) for 4 more days. It is not rapid, it is not in anticipation of anything since they have received MY money already, and it is not a loan. I payed them 400 bucks to delay my refund by an additional 4 days. All the customer service worker could say wa... read full review »