Telecheck took the 251.00 payment for a Sears Appliance Warranty from my account twice, they are holding my money and will not credit it back to me until I PROVE to them that they took it, they can see it right on their computer and admit they made the mistake, Why do I have to pay for affidavit letters from my bank and wait 7 to 10 days after Telecheck receives them to get MY money back. Do not use a merchant who uses telecheck, telecheck steals money and only gives it back if you will fight them for it. read full review »