I FIRST SIGNED UP TO RECIEVE A FREE COPY OF MY CREDIT IN NOVEMBER OF 2010 THAT FREE COPY COST ME $14.95 AND 9.95 A MONTH SINCE I CALLED AND COMPLAINED AND GOT THE CHARGES DOWN TO $4.95 A MONTH.I GUESS 5.00 DOLLARS A MONTH FOR NOTHING IS BETTER THAN NO DOLLARS A MONTH BUT IM TIRED OF BEING RIPPED OFF.THIS IS WHY I HAD TO FILE CHAPTER 13 BANKRUPTCY IN OCT OF 2006. A COMPANY CONVINCED ME TO STOP PAYING MY CREDIT CARDS AND LET THEM CONVINCE MY CREDITORS TO LOWER THE AMOUNT I OWE THEM.I GOT TAKEN BIG TIME. THIS IS THE LAST TIME I DO ANYTHING... read full review »