I had an accident that totalled out my car on Dec 13, I had full coverage and GAP. Honda recieved the insurance payment in the beginging of Jan, second week of January they began the barage of calls asking for January's payment. I asked if there was any reason that GAP would not be paid by the end of Jan. They said no, but to make the payment anyway and I would get refunded when GAP did pay. It's Febuary and GAP still has not paid and I have received a letter saying my loan is in default. Yes, I did receive the 4-6 calls a day while... read full review »