On 02/21/11 I discovered unauthorized charges made on 02/21/11 to my M/C . My statement showed 1 charge by Sem* value & another Identical charge by Sem* funsource both having the same phone# 800-475-1942. When I called the # it was answered by a real person saying "Membership Services". That was about the only thing she said that made any sense. Anyway the conversation went like this: I asked her what the charges were for. She said " You made the order last month on the phone". I have never used my card for anything on the... read full review »