I got a notice from these a..wipes. According to them, I had run up a bill of 1499.78 from Capital One Visa...a card I have never had. However, for a "one time offer only", they would take $750.00 saving me $749.78 or I could pay $137.00 for six months and save 677.78 or pay $75.00 a month for 12 months and save 599.78! So, I am sending a dispute letter. To just about anyone who threatens me, I have one thing to say...bring it on! I have waited 7 years without paying one dime to a collection agency because the judge ordered... read full review »