Citimortgage sold my mortgage to IBM Lender Bus Process Services in 11/2010; without any good business reason. I had several other Crecit relationships with them mastercar, home depot card, etc.; and my mortgage was not only current; but had never been paid late and I always sent the payment plus at least $50 monthly. This new so called mortgage servic company, IBM LBPS; is actually in the busness of making it harder for you to pay your mortgage. They are a division of IBM the largest computer company in the world, but do not have the... read full review »