AAA Life Insurance Co. of Livonia, MI is making offers of term life insurance to those who are AAA members. The offering contains a table of monthly premiums sorted by age group and by the coverage desired, and separates the premium amounts based on whether or not the applicant uses nicotine. The offering states "Send no money" with the application, and, if approved, no money is due unless you wish to keep the coverage after a 31 day trial period. I sent the application, which was approved, and my CREDIT CARD WAS CHARGED FOR ONE MONTH... read full review »