I am not condemning SouthEast Toyota Finance. I fully understand that I financed my car and it is my responsibility. However, I have been unemployed for two years due to a seniority based layoff. I made every payment until this month. I phoned today and asked what alternatives I have, such as deferral or refinancing. Nope...nada. I have my car 80% paid for and I'd really hate to turn it in, but I have no income and they said that there is nothing that they could do unless I could show some income. Like I said, I know it is my... read full review »