We too were scammed by United Financial which has ruined our credit! We had been with them for about 2 1/2 yrs. For the first couple years our payments were mad in a timely fashion and then we started getting letters from our creditors stating they had not received payment even though it was being debited from our bank account. I contacted Untied Financial only to get the run around and nothing but lame excuses! They are holding about $1000 of our money that was never dispersed to our creditors. I wish I knew how to proceed with this situation. There needs to be a class action suit brought against this company! They have ruined our credit!! read full review »