I applied for a payday loan on the internet and I was approved by another agency, then loanterms cl starts calling my phone number with an automated voice message asking me to agree to the terms of a loan that I didnt request. I press the button saying I havent visited the website to see terms of the loan. The automated message says visit the website loanterms cl and they will call 1/2 hour later so I can confirm by phone. read full review »