My hot water heater broke on a Saturday afternoon. I called my insurance company and they approved Forstmost Plumbing to come to my house on Monday. Two plumbers showed up and said they could have the special order water heater ordered and installed on Wednesday afternoon and that they'd take the form of payment as personal check, cash or credit card. I signed an agreement which said in bold print at the bottom of the carbon contract-that if there is a $45.00 returned check fee. After not hearing anything I called them Wednesday... read full review »