I went to H&R Block for the early loan at Christmas and was approved for a $900.00 loan. Before I took the loan I asked my preparer how and if I could reserve some of the loan for my payments. She replied yes. I asked her how much could be reserved and she told me as much as I wanted of the $900.00 could be reserved and could only be taken out of reserve by me calling and having it transferred to available credit. Ok, so I reserved $100.00 for the use of making my payments. Well when I called to make the transfer, the money was not there. read full review »