I have been trying to get a Loan Mod . since fall 2009, I have submitted doc's no less then 5 times. In jan 2010 I was given a trial Mod. starting in March, but being a good guy I started in Jan, I made it through to sept. made 9 payments, on time ..Then I received a letter, in sept, that my loan mod, was refused, I was removed from MHA program because, I had a negetive value loan, BofA, called me in oct, they were going to try a traditional loan mod, paper work was from oct. to dec.13 2010 Ms. **** stated all my paper work had to be... read full review »