My husband lost his job in the area we live in May of 2009. He had to travel 400 miles away from home in order for us to be able to make our monthly mortgage payment. This meant his two daughters got to see him two weekends out of the month for over 1.5 years. We started to try to apply for the HAMP program in May of 2010. We were strung along and waited for an answer for 4 months. We then decided the best option for us would be a HAFA short sale since there was still no work in our area and our home was worth about 50% of what we owed on it... read full review »