This company is horrble to work with. When my partner lost her job, I called to explain that it would take me a couple of months to catch up. I told them I would pay on a certain day and they proceeded to call my sister to collect this debt. When I called to tell them that they could not call my sister, they said that if I owed them money they could call anyone they want. Absolutely horrible, and abusive on the phone. Will never do business with them and can not wait until i have no more payments with them. read full review »