I was charged for something I did not order ( shopclub ) and they did not want to give my money back then the next day USA Benefits did the same thing. There is nothing in the terms and agreements that says they will give out your banking info.I thought I had a 15 day free trial turns it is 8 days and starts on day of shipment. I did not get it until 8 days so there was not a free trial. The package was small and light like nothing was in it so I did not open it. It's not worth 80.00 and concidering every thing the product may not be any good. read full review »