It's payback time for Ray Cogdel. The retiree lost more than $80, 000 to a con artist, who relentlessly called him promising big winnings if he would spend big money on foreign lottery tickets. "I was told I was going to win a lot of money. He told me dozens of times that he's going to make a millionaire out of me, " Cogdel says. A career soldier who had never been in debt, Cogdel emptied out his bank accounts and maxed his credit cards before he realized it was all a con. The con artist went by the name of Ray... read full review »