They are the most unorganized bank in the USA. No wonder the government had to take them over. We have a small equity line of credit that has payments of approximately $150. per month. For the past 2 years we have always paid $500 per month in order to get the line paid off. Payment due date is the 26th and we have until the 9th. Indymac begins calling the house on the 27th at least 10 times per day. We not longer answer the phone when they call. How in the world do they get away with this stuff? Someone really needs to police them better. Best not to do business with them if you can avoid it. read full review »