Just wanted to Thank Everyone for their posting. If it sounds to good to be true normally it's not ture. Don't deal with Union Workers Credit Services Never send money first! I received a letter on 02/24/11 and said you're pre-approved for 10 thousand dollars just send 37 dollars for membership fees. You will not be denied. Thank about it! Who gives 5% on anything! I would write back to the PO Box address requesting to be removed from the mailing list. Then shred the letter and throw it away. Good Luck! Also where's the pre-paid postage envelope. read full review »