This company is operating on a level of theivery that is unelievable. They reach into your account, without telling you in advance what they are doing, and take money for stuff they make up as "fees" or " compliance". There is no negotiating with them. They make it virtually impossible for you to get out of the contract without coughing up hundreds of dollars, no matter how many times you call or when you write. These people are scoundrels and theives. STAY AWAY if you like your money. They were unwilling to help me in any way. I will never use this company again. read full review »