Was with NEWPATH FINANCIAL for almost a year. They did negotiate 1 of my smaller collection debts. But, the “big companies” Chase, Citi, and Discover took me to court for lack of payment. When I contacted NEWPATH FINANCIAL, they told me “Maybe you should consider bankruptcy. Once creditors take you to court, there is NOTHING we can do”. After almost 2 years of paying NEWPATH FINANCIAL, we did end up filing a chapter 7. Looking back, I wish we would have done that earlier rather than wasting time with debt negotiation... read full review »