It is obvious that Bank of America does not want to work with people, they teach there customer service representatives to lie and give the consumer the run around. In November of 2010, when I called there loan modification department and told them there was a chance of imminent default they told me that I qualified for the modification and they were mailing the modification package out to me. Finally I missed my payment in January, one cause I could not and two that maybe it will get their attention. ...it did alright ...since then I am being... read full review »