My wife's 96 year old mother has a checking account with BB&T in which her SS check is direct deposited on the 3rd of every month. Every month two checks are written from her account to pay the nursing home where she lives. The checks are always dated the 3rd of the month and mailed so as to arrive at the nursing home on the 3rd. This month (March) they arrived early, on the 2nd, and and deposited immediately. The bank honored the deposits even though they were dated the 3rd and then charged my mother-in-law $70 for two overdraft... read full review »