I just got a call from Oxford in Maine telling me that they are trying to collect a debt from my mortgage company/bank...JP Morgan Chase, that they said I owed a deficiency to after my short sale a year ago. He said that sometimes the bank sends out the deficiency notice prior to the sale or a court decision, as I said as far as I knew I owed them nothing per the short sale agreement and Release of Mortgage terms, and that if I supplied him with the Release of Mortgage terms that state I woe the bank nothing, he would close the account. He... read full review »