First Data embedded a 3 year equipment lease for a credit card terminal and pin pad. The lease agreement terms is not abundantly clear in the contract, fyi. I was able to successfully terminate my First Data credit card processing contract but when I tried to cancel the terminal/pin pad portion, was advised I have 12 months remaining with no early termination provision in the contract. Here's the worst part of all: I pay $35.00 monthly for 3 years and after that time, I do not own the terminal or pinpad. My recommendation: go to premier... read full review »