3 years ago, I got a loan for $3000.00 from CitiFinancial. This is by far the worst mistake of my life. They applied their interest to my initial balance, yes it was expensive, the total came out to over double what I borrowed, over $6000.00 and some change. When I initially got the loan, they were very polite about it and I bought "unemployment" insurance, well, what they fail to tell you that, the insurance does not cover you if you get fired. I've been paying on this loan and I STILL owe them more than what I borrowed!! I... read full review »