I am warning anyone from banking with TD bank. This warning runs deeper. I paid off a secured loan 1.5 years early. It was for 5, 000 dollars. I applied for another one, trying to work on improving my credit. I was going to use this to pay off my last credit card. I was turned down. I was putting the $5, 000 dollar collateral into their hands. They had the money up front. It says a great deal about a bank when you have money to hand over and you wish to do business with them and they turn you down. Again, if I lost my job, was run over... read full review »