I received an automate phone call from loanterm.cl (a company I did NOT request money/info from). Automated system informed me that I was approved for a payday loan but I would have to verify my information. When the question "do you agree with the terms and conditions of this offer...if you haven't visited our website and reviewed the tems of this loan, we will contact you later after you have had a chance to review them..." The red flag in my mind popped up when I heard "if you haven't visited our website" - That... read full review »