I received a letter from this company alleging I owed back fees, a very large amount, even though my account statement shows no balance, and even though I have been paying regular fees to them for many years. Never have I received any indication the fees were not paid, and checks from my bank were apparently applied to the account to offset any posted fees, reflecting an account balance of zero as amount owed. I was never notified of any additional fees, or billed for them, and this is the first I ever received such notification, and no... read full review »