This company is unbelieveable. I opened a secure credit card by opening a savings account with $450. to rebuild my credit. I have had NOTHING but hassles with this company. First off, they locked my account citing that I had used up my allotment of online payment options - WHAT? Apparantly you can only make so many bill pay or online payments to them before they lock your account. I had to call them repeatedly to get them to unlock this so I could make a payment. When they finally did, my bill was 2 days late and they charged me a $35 late... read full review »