Stay away from this dishonest company. Prior to lease renewal they called to tell me the lease rates were going down. I got a summary of charges, which were close to what we had agreed to. A month later they call to tell me I am past due. It turns out they changed my mailing address and did not send me an invoice. I asked for a fax so that I could pay right away and suddenly the payable is three times the amount, past due interest @ 24%, service charge, admin. charges and something called ValueMax. This is apparently some kind of service plan... read full review »