I was recently hit by an individual who has Shelter insurance. He contacted his insurance agency right away as I was standing there. He told the customer service agent (with shelter) that is was completely his fault and that he did not see me. When the claim went the adjuster she told me that they would only cover 50 percent of the damage to my vehicle. That because my story and his story were different that was all they would pay for. She refused to tell me what was different and when I told her he admitted fault she told me that wa... read full review »