I applied for a personal loan through the internet and later received a phone call from a company called Northgate Lending Group claiming they would be able to facilitate my loan but I would be required to pay the first six months payments up front. Their reasoning for this charge was, "so the lender can buy insurance against my loan incase I default." My person of contact goes by Paul Mason, and another by the name of Scott. I had a friend wire the money through MoneyGram on 03/17/2009 from a Wal-Mart in Parker, CO, to a person of... read full review »