In April 2009, I had a financial nightmare begin. I was left to pay a large mortgage by myself overnite. My boss told me to call NCA because he thought they would be able to help me negotiate with Sun Trust Mortgage in lowering my monthly payments. So I did contact them. I spoke to many people there and I was told they could help me get a lower monthly payment and a lower interest rate. I only had to pay $4500. for this help. I stupidly agreed because I was very concerned about my financial situation and my good credit score . I have worked... read full review »