I recently found a collection on my credit report from the company, National Credit Solutions, located in OKC, OK collecting for a BMG music. I contacted this NCS and asked them what this was for. They said it was for some mail order company for CD's. I tried to explain to them that I did not order anything from the named company and do not owe the $162 they are saying that I do. I have never been contacted by the company by mail or telephone telling me I owe this money. It just appeared on my credit report. When I contacted them myself... read full review »